These Terms & Conditions (“Terms”) govern your access to and use of the website martel-investments.com (the “Website”), operated by MARTEL INVESTMENTS (“MARTEL INVESTMENTS”, “we”, “us” or “our”).
By accessing or using the Website, you acknowledge that you have read, understood and agree to be bound by these Terms. If you do not agree with these Terms, you should not use the Website.
MARTEL INVESTMENTS
Company No.: CH-660.0.930.015-5
VAT No.: CHE-307.775.003
Address: Route des Acacias 34, 1227 Carouge GE, Switzerland
Email: info@martel-investments.com
MARTEL INVESTMENTS is an independent family-owned investment company operating with a selective, long-term investment approach and providing, among other activities, investment-related, strategic advisory, wealth management, asset management, real estate and financial education services.
The Website is intended to provide general information about MARTEL INVESTMENTS, its activities, areas of expertise, services and investment philosophy.
The content of the Website is provided for general informational purposes only.
Information published on the Website does not necessarily constitute:
Any financial or investment service will be provided only pursuant to the applicable contractual documentation and subject to applicable laws and regulations.
Nothing contained on the Website should be interpreted as personalised investment advice.
Investment decisions should be made only after considering the individual circumstances, objectives, financial situation, risk tolerance, investment horizon and other relevant factors applicable to the investor.
Before making an investment decision, you should obtain independent professional advice where appropriate, including legal, tax, accounting or financial advice.
MARTEL INVESTMENTS does not accept responsibility for investment decisions made solely or partly on the basis of information published on the Website.
Investing involves risk.
The value of investments may rise or fall and investors may lose part or all of their invested capital. Past performance is not a reliable indicator of future performance.
No statement contained on the Website should be interpreted as a promise, guarantee or representation that a particular investment, strategy or transaction will generate a specific return or will not result in losses.
Currency fluctuations, market conditions, interest rates, inflation, political developments, economic conditions, liquidity risks, counterparty risks and other factors may materially affect the value and performance of investments.
Any examples, projections, estimates, targets or forward-looking statements presented on the Website are illustrative only and should not be interpreted as guarantees of future results.
The Website may not be directed at or suitable for all persons or jurisdictions.
Certain investment products, services or activities described on the Website may be subject to legal, regulatory or distribution restrictions in particular countries.
MARTEL INVESTMENTS does not represent that the information, products or services described on the Website are available, appropriate or lawful in every jurisdiction.
Persons accessing the Website are responsible for complying with the laws and regulations applicable to them.
MARTEL INVESTMENTS reserves the right to refuse or restrict access to particular services or information where required by applicable law or regulation.
Nothing on the Website constitutes an offer, invitation or solicitation to purchase, subscribe for or otherwise acquire any financial instrument or investment product.
No contractual relationship concerning any investment or financial service shall arise solely as a result of accessing the Website, submitting a contact form or communicating with MARTEL INVESTMENTS.
Any investment or financial relationship with MARTEL INVESTMENTS will be governed by separate contractual documentation.
In the event of any conflict between these Terms and a specific written agreement entered into between you and MARTEL INVESTMENTS, the specific agreement shall prevail with respect to the relevant services.
We seek to ensure that information published on the Website is accurate and reasonably current.
However, MARTEL INVESTMENTS does not warrant that the Website or its content is:
Information may be changed, updated, corrected or removed without prior notice.
MARTEL INVESTMENTS has no obligation to update historical information or to notify users of changes to Website content.
The Website may contain links to websites, platforms, publications or resources operated by third parties.
Such links are provided for convenience and informational purposes only.
MARTEL INVESTMENTS does not control and is not responsible for:
The inclusion of a third-party link does not necessarily constitute an endorsement, recommendation or approval by MARTEL INVESTMENTS.
You access third-party websites at your own risk.
Unless otherwise indicated, all content appearing on the Website, including but not limited to:
is owned by or licensed to MARTEL INVESTMENTS and is protected by applicable intellectual property laws.
No rights are transferred to you by your use of the Website.
You may access and use the Website for personal or legitimate business purposes.
Unless expressly authorised by MARTEL INVESTMENTS, you may not:
You agree to use the Website only for lawful purposes.
You must not:
MARTEL INVESTMENTS reserves the right to restrict or terminate access to the Website where it reasonably believes that these Terms have been violated.
The Website may provide contact forms or other means of communicating with MARTEL INVESTMENTS.
Submitting an enquiry does not create a client relationship, fiduciary relationship, advisory relationship or contractual relationship unless expressly agreed in writing.
You are responsible for ensuring that information submitted through the Website is accurate and lawful.
Personal information submitted through the Website will be processed in accordance with our Privacy Policy.
The Website should not be used to transmit confidential, highly sensitive or commercially sensitive information unless MARTEL INVESTMENTS has expressly requested such information through an appropriate secure channel.
Information submitted through ordinary Website forms or email may not be transmitted through encrypted or secure systems.
MARTEL INVESTMENTS does not guarantee the confidentiality or security of information transmitted over the public Internet.
We take reasonable measures to maintain the security and availability of the Website.
Nevertheless, we do not guarantee that the Website will always be:
MARTEL INVESTMENTS may temporarily suspend, modify or discontinue the Website or any part of it without prior notice where reasonably necessary, including for maintenance, security, technical or operational reasons.
To the maximum extent permitted by applicable law, the Website and its content are provided on an “as is” and “as available” basis.
MARTEL INVESTMENTS makes no express or implied warranties regarding the Website, including warranties concerning:
Nothing in these Terms excludes or limits any warranty, right or liability that cannot lawfully be excluded or limited under applicable law.
To the maximum extent permitted by applicable law, MARTEL INVESTMENTS shall not be liable for losses arising from or connected with:
Nothing in these Terms shall exclude or limit liability where such exclusion or limitation is prohibited by applicable law, including liability for intentional misconduct or other mandatory statutory liability.
To the extent permitted by applicable law, you agree to indemnify and hold harmless MARTEL INVESTMENTS, its directors, officers, employees, representatives and service providers from claims, liabilities, losses, damages, costs and expenses arising from:
This provision does not apply to the extent that the relevant claim results from the negligence, wilful misconduct or other legally attributable conduct of MARTEL INVESTMENTS.
The processing of personal data through the Website is governed by our Privacy Policy.
By using the Website, you acknowledge that personal data may be processed in accordance with that Privacy Policy and applicable data protection legislation.
The Privacy Policy forms part of the legal framework governing use of the Website.
The Website may use cookies and similar technologies.
The use of cookies is governed by our Cookie Policy.
Where required by applicable law, consent will be obtained before the use of non-essential cookies or similar technologies.
MARTEL INVESTMENTS may amend these Terms from time to time.
The updated version will be published on the Website and will indicate the applicable “Last updated” date.
Your continued use of the Website following publication of amended Terms constitutes acceptance of the updated Terms, to the extent permitted by applicable law.
If any provision of these Terms is found to be invalid, unlawful or unenforceable, the remaining provisions shall remain in full force and effect.
The invalid or unenforceable provision shall, where legally permissible, be replaced or interpreted in a manner that most closely reflects its original purpose.
Failure by MARTEL INVESTMENTS to enforce any provision of these Terms shall not constitute a waiver of its right to enforce that provision or any other provision in the future.
These Terms, together with the Privacy Policy, Cookie Policy, Disclaimer and any other legal notices expressly incorporated into the Website, constitute the general terms governing your use of the Website.
Specific contractual agreements entered into between MARTEL INVESTMENTS and its clients may contain additional or different provisions and shall prevail over these Website Terms to the extent of any conflict.
These Terms and your use of the Website shall be governed by the laws of Switzerland, without regard to conflict-of-law principles.
Nothing in this section shall deprive a consumer of any mandatory protection afforded by the laws of the jurisdiction in which the consumer is entitled to such protection.
Subject to any mandatory statutory rights or jurisdiction applicable to consumers, the competent courts in Geneva, Switzerland, shall have jurisdiction over disputes arising from or relating to these Terms or your use of the Website.
Where mandatory law provides otherwise, the competent court shall be determined in accordance with such mandatory law.
Certain activities or services provided by MARTEL INVESTMENTS may fall within the scope of Swiss or foreign financial-services legislation depending on the nature of the service, the client, the financial instrument and the applicable jurisdiction.
Where applicable, MARTEL INVESTMENTS will comply with the regulatory requirements applicable to the relevant activity.
Nothing on this Website should be interpreted as a representation that every service or activity described is subject to the same regulatory framework.
Where a specific financial service is subject to additional regulatory documentation, disclosures, client classification, suitability or appropriateness requirements, those requirements shall apply in addition to these Website Terms.
Where required by applicable law, additional regulatory information concerning specific financial services, client rights, complaints procedures, ombudsman arrangements or applicable regulatory status will be provided to clients through the relevant contractual or regulatory documentation.
The existence of these Website Terms does not replace any disclosure, agreement or information that MARTEL INVESTMENTS is legally required to provide before or during the provision of a regulated financial service.
For questions regarding these Terms & Conditions, please contact:
MARTEL INVESTMENTS
Route des Acacias 34
1227 Carouge GE
Switzerland
Email: info@martel-investments.com
By accessing and using martel-investments.com, you acknowledge that you have read and understood these Terms & Conditions and agree to comply with them.
If you do not agree with these Terms, please discontinue use of the Website.
© MARTEL INVESTMENTS — All rights reserved.
MARTEL INVESTMENTS
Company No: CH-660.0.930.015-5
Vat Nr: CHE-307.775.003
Address: Route des Acacias 34, 1227 Carouge GE
Contact: info@martel-investments.com
© ALL RIGHTS RESERVED BY MARTEL INVESTMENTS
