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DISCLAIMER

DISCLAIMER Last updated: 4 September 2026

This Disclaimer applies to the website martel-investments.com (the “Website”), operated by MARTEL INVESTMENTS, a company incorporated and operating in Switzerland.

By accessing or using the Website, you acknowledge and agree to the terms of this Disclaimer.


1. GENERAL INFORMATION

The information contained on this Website is provided for general informational and educational purposes only.

The Website is intended to provide an overview of MARTEL INVESTMENTS, its activities, investment philosophy, areas of expertise and selected services.

While MARTEL INVESTMENTS seeks to ensure that the information published on the Website is accurate and reliable, no representation or warranty is made as to the accuracy, completeness, timeliness or reliability of any information contained on the Website.

Information may be changed, updated or removed without prior notice.


2. NOT INVESTMENT ADVICE

Nothing contained on this Website constitutes or should be construed as:

  • investment advice;
  • financial advice;
  • a personal recommendation;
  • legal advice;
  • tax advice;
  • accounting advice;
  • an offer or solicitation to buy or sell any financial instrument;
  • an offer to provide investment management or advisory services;
  • a recommendation to enter into any transaction or investment strategy.

The information provided on the Website does not take into account the individual circumstances, financial situation, investment objectives, risk tolerance, investment horizon or specific requirements of any particular person.

You should obtain independent professional advice before making any investment or financial decision.


3. NO OFFER OR SOLICITATION

Nothing on the Website constitutes an offer, invitation or solicitation to purchase, subscribe for, sell or otherwise transact in any security, financial instrument, investment product, fund, asset or other investment.

Any offer or provision of financial or investment services by MARTEL INVESTMENTS is subject to separate contractual documentation, applicable legal and regulatory requirements, client classification and any other conditions applicable to the relevant service.

No contractual relationship is created solely by accessing the Website or communicating with MARTEL INVESTMENTS through the Website.


4. INVESTMENT RISK

Investing involves risk, including the possible loss of the entire amount invested.

The value of investments can increase or decrease and investors may not recover the amount originally invested.

Investment performance may be affected by, among other factors:

  • market volatility;
  • interest-rate movements;
  • inflation;
  • currency fluctuations;
  • economic conditions;
  • political and geopolitical developments;
  • liquidity constraints;
  • counterparty risk;
  • credit risk;
  • operational risk;
  • regulatory changes;
  • changes in taxation;
  • company-specific risks; and
  • other factors beyond the control of MARTEL INVESTMENTS.

Investors should carefully consider the risks associated with any investment before committing capital.


5. PAST PERFORMANCE

Past performance is not indicative of future results.

Any historical performance information, investment examples, returns, valuations or other historical data presented on the Website are provided for illustrative or informational purposes only.

No representation is made that any investment, strategy or portfolio will achieve results comparable to historical performance.


6. FORECASTS AND FORWARD-LOOKING STATEMENTS

The Website may contain statements concerning future expectations, objectives, forecasts, estimates, projections, investment themes or market views.

Such statements are inherently uncertain and may be affected by assumptions, risks and circumstances that are difficult to predict.

Actual results may differ materially from any projections, expectations or estimates presented.

Forward-looking statements should not be interpreted as guarantees or predictions of future performance.

MARTEL INVESTMENTS undertakes no obligation to update forward-looking statements unless required by applicable law.


7. INVESTMENT STRATEGIES AND EXAMPLES

Any investment strategy, asset allocation, transaction, company, security, market, sector or investment opportunity mentioned on the Website is provided solely for informational purposes unless expressly stated otherwise.

Examples of investments or strategies are not intended to represent a complete list of available opportunities or recommendations to invest.

References to particular investments, companies, funds, securities, assets or markets should not be interpreted as an endorsement or recommendation to buy, sell or hold any particular investment.


8. MARKET INFORMATION

Market data, financial information, statistics, valuations, research, economic information and other third-party information appearing on the Website may be obtained from external sources.

Although MARTEL INVESTMENTS seeks to use sources believed to be reliable, it does not guarantee the accuracy, completeness or timeliness of such information.

Market information may become outdated quickly and should not be relied upon as the sole basis for any investment decision.


9. THIRD-PARTY CONTENT

The Website may contain references, links or access to information, websites, publications or services provided by third parties.

MARTEL INVESTMENTS does not control and does not assume responsibility for third-party content, websites, products or services.

The presence of a link or reference does not constitute an endorsement, recommendation or approval by MARTEL INVESTMENTS.

Users access third-party websites and information at their own risk.


10. JURISDICTIONAL RESTRICTIONS

The Website and the information contained on it are not intended for persons or entities in jurisdictions where access to such information or the provision of the relevant services would be unlawful or restricted.

Certain investment products and financial services may not be available to residents of all countries.

The availability of information on the Website does not constitute an offer, solicitation or recommendation to any person in any jurisdiction where such activity would be prohibited or restricted.

Users are responsible for determining whether they are permitted to access the Website and whether any investment or service described on the Website is lawful and appropriate in their jurisdiction.

MARTEL INVESTMENTS reserves the right to restrict access to information or services for persons located in certain jurisdictions.


11. SWISS REGULATORY FRAMEWORK

MARTEL INVESTMENTS is based in Switzerland.

The regulatory status and legal requirements applicable to MARTEL INVESTMENTS depend on the specific activity, service, financial instrument, client relationship and applicable legislation.

Where applicable, financial services may be subject to Swiss financial-market legislation, including the Financial Services Act (FinSA/FIDLEG) and other applicable Swiss laws and regulations.

Nothing on this Website should be interpreted as a representation that every activity, service, product or investment referred to on the Website is subject to the same regulatory framework.

Where specific regulatory disclosures, client documentation, risk disclosures, suitability or appropriateness assessments, client classifications or other regulatory requirements apply, such requirements shall prevail and will be provided separately where required.


12. NO GUARANTEE OF RESULTS

MARTEL INVESTMENTS does not guarantee any particular investment return, level of performance, capital appreciation, income or financial outcome.

Any objectives, targets, expectations or investment themes presented on the Website are not guarantees of future results.

Investment outcomes depend on numerous factors, many of which are outside the control of MARTEL INVESTMENTS.


13. LIABILITY

To the maximum extent permitted by applicable law, MARTEL INVESTMENTS shall not be responsible for losses arising from reliance on information contained on the Website or from the use or inability to use the Website.

This includes, without limitation, losses arising from:

  • investment decisions;
  • market movements;
  • inaccurate or incomplete information;
  • delays or interruptions;
  • technical failures;
  • cyber incidents;
  • third-party content;
  • loss of data;
  • Website unavailability; or
  • changes in market, economic, political or regulatory conditions.

Nothing in this Disclaimer excludes or limits any liability that cannot lawfully be excluded or limited under applicable law.


14. PROFESSIONAL ADVICE

Before making an investment decision, users should consider obtaining independent advice from appropriately qualified professionals.

Depending on the circumstances, this may include independent financial, investment, legal, tax or accounting advice.

MARTEL INVESTMENTS does not provide advice to any person solely through the publication of information on this Website.


15. CONFIDENTIALITY

The Website is not intended to be used for transmitting confidential investment instructions, transaction orders or highly sensitive information.

Submitting information through a Website form or ordinary email does not constitute a secure method for transmitting trading instructions or other information requiring a heightened level of security.

MARTEL INVESTMENTS will process personal data in accordance with its Privacy Policy and applicable data protection legislation.


16. INTELLECTUAL PROPERTY

All intellectual property rights in the Website and its content, unless otherwise indicated, belong to or are licensed to MARTEL INVESTMENTS.

This includes, among other things:

  • trademarks;
  • logos;
  • text;
  • graphics;
  • photographs;
  • videos;
  • presentations;
  • reports;
  • designs;
  • layouts; and
  • other materials.

No content may be reproduced, distributed, modified or commercially exploited without prior written permission, except where expressly permitted by applicable law.


17. WEBSITE AVAILABILITY

MARTEL INVESTMENTS does not guarantee that the Website will be available continuously or without interruption.

The Website may be temporarily unavailable due to maintenance, upgrades, technical problems, security incidents or circumstances beyond our reasonable control.

We do not guarantee that the Website is free from viruses, malware or other potentially harmful components, although reasonable security measures may be implemented.


18. CHANGES TO THIS DISCLAIMER

MARTEL INVESTMENTS may amend this Disclaimer from time to time to reflect changes in its activities, services, Website, legal requirements or regulatory environment.

The latest version will be published on this page together with the applicable “Last updated” date.

Users are encouraged to review this Disclaimer periodically.


19. GOVERNING LAW

This Disclaimer shall be governed by the laws of Switzerland, without regard to conflict-of-law principles.

Nothing in this provision shall deprive a consumer of mandatory rights or protections that cannot lawfully be excluded under applicable law.


20. JURISDICTION

Subject to mandatory statutory provisions, the competent courts in Geneva, Switzerland, shall have jurisdiction over disputes arising out of or relating to this Disclaimer or the use of the Website.

Where mandatory law provides otherwise, jurisdiction shall be determined in accordance with such mandatory law.


21. CONTACT

If you have any questions regarding this Disclaimer or the information contained on the Website, please contact:

MARTEL INVESTMENTS
Route des Acacias 34
1227 Carouge GE
Switzerland

Email: info@martel-investments.com


22. FINAL NOTICE

By accessing the Website, you acknowledge that:

  • the information provided is general in nature;
  • the Website does not constitute personalised investment advice;
  • investments involve risk and may result in the loss of capital;
  • past performance does not guarantee future results;
  • information on the Website should not be relied upon as the sole basis for an investment decision; and
  • any investment or financial service provided by MARTEL INVESTMENTS is subject to separate documentation and applicable legal and regulatory requirements.

© MARTEL INVESTMENTS — All rights reserved.

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MARTEL INVESTMENTS 

MARTEL INVESTMENTS 

Company No: CH-660.0.930.015-5

Vat Nr: CHE-307.775.003

Address: Route des Acacias 34, 1227 Carouge GE

Contact: info@martel-investments.com

© ALL RIGHTS RESERVED BY MARTEL INVESTMENTS